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Richard Perkins, Vice President - Loan Origination Manager

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A simple and sophisticated choice, because You’re First With Us.

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¹Open a new checking account and sign up for direct deposit to be entered into a drawing for a $500.00 gift card. Drawing will be held on August 15th for new accounts opened during the months of June and July 2024. The offer expiration date is July 31st, 2024. All account applications are subject to approval. The qualifying ACH Direct Deposit must post before July 31st, 2024. Deposits must be new to First Federal. Qualifying ACH direct deposits do not include Zelle®, Credits, and Transfers. Qualifying ACH direct deposits may include recurring payroll or government benefit deposits. Transfers from one account to another do not qualify. All accounts are subject to the Deposit Account Agreement. Offer only applies to personal checking accounts. We reserve the right to terminate this offer without notice at any time in the event of any suspected or actual abuse or fraud. Offer is only valid for Mississippi and Alabama residents. Winner must be 18 years or older. If you are not an account holder, you can enter by visiting a branch and submitting an entry form or by emailing your name and contact info to info@firstwithus.com. No purchase necessary. Your wireless carrier's data fees may apply to mobile activities. This offer is non-transferable, may not be combined with any other offers, and may be withdrawn at any time without notice. At the time of drawing, new account must be open and have a positive balance to be eligible to win. First Federal may report bonus value to the IRS as required by law; anyone whose tax status would require First Federal to impose tax withholding is not eligible. First Federal employees and immediate family are not eligible. Deposit Accounts: All First Federal checking accounts require a $25 minimum opening deposit. Fees may reduce earnings.