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Effective March 1, 2026, a $3 monthly Paper Statement Fee will apply to Essential Savings Accounts. Avoid the fee — switch to FREE eStatements today!
Log in to Online Banking to enroll in eStatements and enjoy convenient, secure access to your account statements anytime. For more info, Click Here.

1099 Tax Forms are now available in eStatements! Click 'View Notices' in eStatements to access your form. To learn more, Click Here

Lot & Land Loans

Found the perfect spot?

Trees along a river

Before you build, talk to us about financing your lot.

First Federal’s Lot and Land Loans help you finance the purchase of property so you’re ready to build your new home in the near future. Whether you have plans to start building now or have not yet set a date, we have the loan for you. Our loans are the perfect solution to building equity in your property prior to building your home.

If you are purchasing your lot and building at the same time, our Construction-Permanent Loan might be your perfect solution. 

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