Effective March 1, 2026, a $3 monthly Paper Statement Fee will apply to Essential Savings Accounts. Avoid the fee — switch to FREE eStatements today! For info, Click Here.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
All personal checking accounts may include:
- No-fee withdrawals from First Federal ATMs
- Free Mastercard Debit Card with Chip Technology
- Free Debit Card Fraud Protection
- Free Debit Card Management
- Temporary Instant Issue Debit Cards
- Free Personalized Debit Card
First Federal Routing Number: 265371121
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First4Me
Convert your piggy bank to a checking account today with a convenient, simple checking for teens and young adults. Whether you're a minor moving through the teen years or entering young adulthood, First4Me is perfect for you.
- $25 minimum balance to open
- For minors 16 to age 24
- FREE personalized or regular debit card
- Chance to win a $500 scholarship
- Save on out-of-network ATM fees
- Earn 5% APY on balances up to $500
- FREE eStatements
- Disclosures
First FREE Checking
A simple and sophisticated choice for FREE checking accounts with NO monthly maintenance fees, NO direct deposit requirement, and NO monthly minimum balance. Open online today and get started being First With Us!
- $25 minimum balance to open
- FREE personalized or regular debit card
- No minimum balance required
- FREE checks
- FREE eStatements
Legacy Checking
Built on tradition, designed for today. Enjoy the convenience of checking with the added benefit of earning interest. A smart way to keep your money working every day.
- $25 minimum balance to open
- FREE personalized or regular debit card
- No minimum balance required
- FREE checks
- Save on out-of-network ATM fees
- Earn 6% APY on balances up to $600
- Coupon to waive one NSF fee
- No monthly service charge with direct deposit
- FREE eStatements
- Disclosures
First Choice Money Market
Park your money in a First Choice Money Market account. Maximize your cash without having to commit funds for a specified term. Your money is secure yet readily accessible, plus it earns a competitive interest rate.
- $10,000 minimum balance to open
- FREE personalized or regular debit card
- FREE checks
- Earn .25% APY
- Minimum balance of $10,000 to avoid monthly service charge
- Disclosures