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Checking Accounts

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All personal checking accounts may include:

  • Online Banking with BillPay and TransferNow
  • eStatements
  • Mobile Banking
  • 24-Hour Bank by Phone
  • Mobile Deposits
  • No-fee withdrawals from First Federal ATMs
  • Free Mastercard Debit Card with Chip Technology
  • Free Debit Card Fraud Protection
  • Free Debit Card Management 
  • Temporary Instant Issue Debit Cards

First4Me

Convenient, simple checking for young adults.

  • $25 minimum balance to open
  • For ages 16 to 24
  • FREE photo debit card
  • Chance to win $500 scholarship
  • Save on out-of-network ATM fees
  • Earn 5% APY on balances up to $500
  • Disclosures

First FREE Checking

A simple and sophisticated choice.

  • $25 minimum balance to open
  • FREE debit card
  • No minimum balance required
  • FREE checks

Legacy Checking

Brighter future, better checking.

  • $25 minimum balance to open
  • FREE photo debit card
  • No minimum balance required
  • FREE checks
  • Save on out-of-network ATM fees
  • Earn 6% APY on balances up to $600
  • Coupon to waive one NSF fee
  • No monthly service charge with direct deposit
  • Disclosures

First Choice Money Market

Maximize your cash without having to commit funds for a specified term.

  • $10,000 minimum balance to open
  • FREE debit card
  • FREE checks
  • Earn .25% APY
  • Minimum balance of $10,000 to avoid monthly service charge
  • Disclosures
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