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Savings Accounts

It’s never too early to start saving.

See Rates

young child holding up a First Federal piggy bank

All savings accounts include:

  • Online Banking
  • Mobile Banking
  • 24-Hour Bank by Phone

NEW Essential Savings

Meet your short and long-term goals with our high-yield savings.

Essential Savings is only available to open online. Earn a higher yield on your savings with no minimum balance. Earn 2.750% Annual Percentage Yield (APY) with interest rate tiers up to 3.250% APY for higher balances. $25.00 minimum to open. APY is effective 9/23/24 but may change without notice. Fees could reduce earnings.

  • $25 minimum balance to open
  • No minimum balance to earn interest
  • FDIC Insured
  • Funds Remain Liquid ~ Easy to Access
  • See 'Interest bearing' below for current rate tiers
  • Interest bearing
  • Disclosure

Regular Savings

A great way to save and still have access to your cash.

  • $25 minimum balance to open
  • First Cash ATM Card
  • $1 monthly fee if balance falls below $25
  • Interest bearing

Money Fund Savings

A savings account that earns more interest.

  • $1,000 minimum balance to open
  • $2 Monthly fee if balance falls below $1,000
  • Interest bearing

Christmas Club

Start saving for Christmas today!

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