facebook

Effective March 1, 2026, a $3 monthly Paper Statement Fee will apply to Essential Savings Accounts. Avoid the fee — switch to FREE eStatements today!
Log in to Online Banking to enroll in eStatements and enjoy convenient, secure access to your account statements anytime. For more info, Click Here.

1099 Tax Forms are now available in eStatements! Click 'View Notices' in eStatements to access your form. To learn more, Click Here

Introducing Digital Mortgage!

Safe, Simple, & Secure with Local Service for the Life of your Loan.

“A major reason we chose First Federal was knowing that they would always service our loan.” 

-Christie and Keith W.

a family sitting at an outdoor patio

Bridging Technology and Tradition is our Mission.

Whether you're building, buying, or refinancing, we've transformed the application process to put you in control of your loan process. Take the stress out of applying for a mortgage with our convenient and easy mobile and online application.  In minutes, you can rate search, apply, and upload documents from your smartphone or computer. 

Our local decision-making and processing, coupled with our new Digital Mortgage, make financing your home easy. We offer a variety of Fixed Rate and Adjustable Rate Mortgage Loans with various terms and down payment options. Plus, you’ll enjoy the convenience of having your mortgage here for the life of your loan.  Apply now with one of our team members: https://firstwithus.com/Mortgage-Team.

  • Tailor-made lending allows First Federal to offer conventional in-house loans to fit your needs.
  • You can count on a clear path to closing, knowing that your mortgage is processed, closed, and serviced right here in Jackson County.
  • We care about your home-buying experience and will offer you the best loan options to meet your needs.
  • Print a downloadable version of the mortgage application or apply below.
Some content requires Adobe Acrobat Reader to view.