Checking | First Federal Savings & Loan (Pascagoula, MS)

 Introducing Digital Mortgage and Online Account Opening.  Online or in-person, you're always First With Us!

Checking Accounts

A checking account for every stage of life.


All personal checking accounts may include:

  • Online Banking with BillPay and TransferNow
  • eStatements
  • Mobile Banking
  • 24-Hour Bank by Phone
  • Mobile Deposits
  • No-fee withdrawals from First Federal ATMs
  • Free Mastercard Debit Card with Chip Technology
  • Free Debit Card Fraud Protection
  • Free Debit Card Management 
  • Temporary Instant Issue Debit Cards

Open a new Checking Account, and you could WIN a $5001 Gift Card!

Let us be FIRST FOR YOU, and you could WIN! Every new checking account (with Direct Deposit) opened during June or July 2024 is eligible to win. Come visit any of our branches or open your account online. A $25.00 minimum account opening is required. Whether you're looking for free checking or interest-bearing checking, we've got an account that's perfect for you.  Scroll down to review our current checking account options and APPLY ONLINE TODAY! 

Official Rules

1 Open a new checking account and sign up for direct deposit to be entered into a drawing for a $500.00 gift card. Drawing will be held on August 15th for new accounts opened during the months of June and July 2024. The offer expiration date is July 31st, 2024. All account applications are subject to approval. The qualifying ACH Direct Deposit must post before July 31st, 2024. Deposits must be new to First Federal. Qualifying ACH direct deposits do not include Zelle®, Credits, and Transfers. Qualifying ACH direct deposits may include recurring payroll or government benefit deposits. Transfers from one account to another do not qualify. All accounts are subject to the Deposit Account Agreement. Offer only applies to personal checking accounts. We reserve the right to terminate this offer without notice at any time in the event of any suspected or actual abuse or fraud. Offer is only valid for Mississippi and Alabama residents. Winner must be 18 years or older. If you are not an account holder, you can enter by visiting a branch and submitting an entry form or by emailing your name and contact info to No purchase necessary. Your wireless carrier's data fees may apply to mobile activities. This offer is non-transferable, may not be combined with any other offers, and may be withdrawn at any time without notice. At the time of drawing, new account must be open and have a positive balance to be eligible to win. First Federal may report bonus value to the IRS as required by law; anyone whose tax status would require First Federal to impose tax withholding is not eligible. First Federal employees and immediate family are not eligible. Deposit Accounts: All First Federal checking accounts require a $25 minimum opening deposit. Fees may reduce earnings. 

Get Started

Open an account online today 



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