Effective March 1, 2026, a $3 monthly Paper Statement Fee will apply to Essential Savings Accounts. Avoid the fee — switch to FREE eStatements today!
Log in to Online Banking to enroll in eStatements and enjoy convenient, secure access to your account statements anytime. For more info, Click Here.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
All personal checking accounts may include:
- Online Banking with BillPay and TransferNow
- eStatements
- Mobile Banking
- 24-Hour Bank by Phone
- Mobile Deposits
- No-fee withdrawals from First Federal ATMs
- Free Mastercard Debit Card with Chip Technology
- Free Debit Card Fraud Protection
- Free Debit Card Management
- Temporary Instant Issue Debit Cards
Get Started
First4Me
Convenient, simple checking for young adults.
- $25 minimum balance to open
- For ages 16 to 24
- FREE photo debit card
- Chance to win $500 scholarship
- Save on out-of-network ATM fees
- Earn 5% APY on balances up to $500
- Disclosures
First FREE Checking
A simple and sophisticated choice.
- $25 minimum balance to open
- FREE debit card
- No minimum balance required
- FREE checks
Legacy Checking
Brighter future, better checking.
- $25 minimum balance to open
- FREE photo debit card
- No minimum balance required
- FREE checks
- Save on out-of-network ATM fees
- Earn 6% APY on balances up to $600
- Coupon to waive one NSF fee
- No monthly service charge with direct deposit
- Disclosures
First Choice Money Market
Maximize your cash without having to commit funds for a specified term.
- $10,000 minimum balance to open
- FREE debit card
- FREE checks
- Earn .25% APY
- Minimum balance of $10,000 to avoid monthly service charge
- Disclosures